Managing your money
Economic independence and financial security is an important goal for Queensland women.
Making informed decisions leads to greater financial wellbeing.
The Australian Securities and Investments Commission’s (ASIC) Moneysmart website has a wealth of information to help you take control of your money and build a better life with free tools, tips and guidance.
If you visit their website, you can find information to help you:
You can also access tools and resources such as budget planners, how to choose a financial advisor, how to compare superannuation fees, a superannuation calculator and how to find unclaimed money.
They also provide information about getting a home loan or starting to invest.
If you are an Aboriginal or Torres Strait Islander woman, you can also access information in your language or find out more about the Indigenous Outreach Program which can provide information about money matters.
By accessing information on the Moneysmart website you may find help that will empower you to:
- be in control of household expenses
- help avoid credit card debt
- provide for your own or your children’s education
- plan for a comfortable retirement
- cope financially at times of personal crisis or changes circumstances.
Need help? Visit the ASIC website to browse their frequently asked questions or to submit a question online, or phone their customer contact centre.
Bridge the super gap
Sick of hearing reports about the gap between men and women's super? Take action now. Whatever your age, it pays to consolidate your super into one fund and make extra contributions if you can.
- Learn more about the government's co-contribution if you make after tax contributions.
- Salary sacrifice into super.
- On maternity leave? Explore spouse contributions or after tax contributions — even small ones count.
- Five or 10 years from retirement? Look at putting as much into super as you can before you stop work. See more on how to get ready for retirement.
MoneySmart's super contributions optimiser works out which type of contribution will give your super the biggest boost.
Concessions
It’s important to make sure you are claiming all of your entitlements and taking advantage of the discounts and benefits that can really make a difference. Find out more about concessions available to Queenslanders relating to:
You can also contact the Australian Government to discover if you are eligible for a concession or health care card. Each card has its own eligibility requirements and concessions:
- Commonwealth Seniors Health Card
- Ex-Carer Allowance (Child) Health Care Card
- Foster Child Health Care Card
- Health Care Card
- Low Income Health Care Card
- Medicare Card
- Pensioner Concession Card.
Financial assistance
Sometimes, we all need a helping hand. For people experiencing financial difficulty, it’s important to know that help is available.
Find out more about financial assistance available to you.
Find out more
- Consumer rights and responsibilities
- Services Australia
- Financial Counselling Australia
- Gambling Helpline
- Help lines, counselling and support groups
- Legal Aid Queensland
- Moneysmart
- Salvation Army financial assistance